Terms of Services

Using this site, submitting a form or creating a profile means these terms apply. If any part of them is unacceptable, the site should not be used. Access may be limited or withdrawn where these terms are broken.

These terms sit alongside the privacy policy published on this site, and both should be read together before details are submitted.

This site exists to explain and compare insurance coverage across vehicle, property, life, health, business and Medicare lines. Content is provided for general information so that coverage choices can be made with a clearer view of what a policy does and does not include.

Nothing published here is legal, tax, medical or financial advice, and no page should be treated as a substitute for the wording of an issued policy.

Information shown on this site is not an offer to insure and does not create cover. Coverage exists only once a carrier accepts an application, issues a policy and the required premium is paid.

Availability, pricing and terms vary by carrier, by location and by individual circumstances. Any figure or example given on this site is illustrative and does not bind a carrier.

Use of the forms on this site is limited to residents of the United States who are at least eighteen and legally able to enter into a contract. Submitting details on behalf of another person requires that person to have given permission first.

Coverage comparisons are only as reliable as the details behind them. Information entered must be truthful, current and complete. Incorrect or missing detail can lead to unsuitable comparisons and, in a live policy, to a claim being reduced or refused.

Where circumstances change, updated details should be provided so any comparison still reflects reality.

A profile holder is responsible for keeping login details private and for all activity that takes place under that profile. Passwords should be unique to this site and changed if there is any sign they have been exposed.

A profile may be suspended where it is used to submit false information, to abuse the forms, or in a way that risks the security of the site.

The site must be used lawfully and without interfering with its operation or with other visitors. The following are not permitted.

• Submitting false, misleading or stolen personal details
• Automated scraping, bulk requests or attempts to overload the site
• Probing, scanning or testing the security of any part of the site
• Copying page content for republication without written permission
• Uploading anything intended to damage a system or interrupt service

Where consent is given on a form, contact may follow by email, text message or phone about the enquiry raised, activity on a profile, saved coverage details and coverage reminders. Marketing messages are sent only where that separate consent has been given.

Consent is never a condition of exploring coverage. Replying STOP to a text message ends those messages, and replying HELP returns support information. Message frequency varies and standard message and data rates may apply.

Page text, layout, graphics, logos and the arrangement of this site are protected and remain the property of their owner. Pages may be viewed, saved and printed for personal use in considering coverage.

Reproducing, republishing or adapting site content for commercial use requires permission granted in writing beforehand.

Links to carrier sites, regulators and public resources are provided for convenience. Those sites are operated independently, and their content, availability and terms are outside the control of this site. Following such a link means the terms of the destination apply.

Reasonable effort goes into keeping the site available, though access may be interrupted for maintenance, technical faults or events beyond reasonable control. No guarantee is given that the site will be uninterrupted or free of error.

Site content is provided as it stands, without warranty of any kind regarding accuracy, completeness or fitness for a particular purpose. To the fullest extent the law allows, no liability is accepted for indirect or consequential loss arising from use of this site or from reliance on information published here.

Nothing in these terms limits any right that cannot lawfully be limited.

Disputes connected with this site should first be raised directly so a resolution can be attempted informally. Where that does not settle the matter, the dispute is resolved by binding individual arbitration rather than in court, and claims are brought individually rather than as part of a class action.

These terms are governed by the laws of the State of Delaware, without regard to conflict of law rules.

These terms are updated when the service changes or when a legal requirement makes revision necessary. The revision date at the top of this page shows the current version, and continued use of the site after a change means the updated terms apply.

Questions about these terms can be raised by phone or post using the details below.

• Phone: +1 (302) 209-1841
• Address: 6 Denny Rd Wilmington DE 19809